StateNew Jersey

New Jersey Insurance Fraud Detection Reward Program: Earn Up to $25,000 per case for Reporting Fraud

New Jersey pays up to $25,000 cash for insurance-fraud tips that lead to a conviction. No lawsuit or lawyer required. Verified July 4, 2026.

New Jersey Insurance Fraud Detection Reward Program at a glance
RewardUp to $25,000 per case
Cap$25,000
JurisdictionNew Jersey
Administered byNJ Office of the Insurance Fraud Prosecutor (OIFP)
Legal authorityN.J.S.A. 2C:21-4.7
Fraud coveredInsurance fraud
Eligibility / sharesTip must open a NEW investigation and lead to arrest, prosecution AND conviction. Apply within 30 days of providing the tip.
Anonymous filingNo — You must be identifiable to claim the reward.
AttorneyOptional. Not required.
StatusActive.

Key takeaways

  • Reward: Up to $25,000 per case.
  • Administered by NJ Office of the Insurance Fraud Prosecutor (OIFP).
  • You must be identifiable to claim the reward.
  • You can file this one yourself — no attorney required.
  • Tip must open a NEW investigation and lead to arrest, prosecution AND conviction. Apply within 30 days of providing the tip.

How to report and claim your reward

  1. Call the OIFP hotline: 1-877-55-FRAUD
  2. Or report online via the NJ OAG insurance fraud portal
  3. Apply for the reward within 30 days of your tip

Track record

Up to $25,000 per occurrence; may be split among tipsters.

Good to know

No lawsuit needed — a simple tip can qualify. One of the most accessible cash-reward programs.

Anonymity: You must be identifiable to claim the reward.
Been a victim of this kind of fraud? This page is for whistleblowers reporting fraud they've witnessed. If you lost money to a scam yourself, start with our fraud victim recovery guides — how to report it, try to get your money back, and protect your identity.

Should you talk to a whistleblower attorney first?

Not strictly required here — you can file on your own.

Statistically, represented whistleblowers recover awards far more often than unrepresented ones, and reporting through the wrong channel — or second — can forfeit your reward entirely. Because whistleblower attorneys work on contingency, a consultation costs nothing.

Last verified: July 4, 2026 against official government sources. Program rules change — always confirm on the official site before filing.