StateIllinois

Illinois Insurance Claims Fraud Prevention Act: Earn 30%+ intervened / 40%+ declined for Reporting Fraud

Illinois pays whistleblowers 30–40%+ of recoveries for exposing fraud against private insurers and healthcare kickback schemes. Verified July 4, 2026.

Illinois Insurance Claims Fraud Prevention Act at a glance
Reward30%+ intervened / 40%+ declined
JurisdictionIllinois
Administered byIllinois Attorney General / County State's Attorneys
Legal authority740 ILCS 92
Fraud coveredInsurance fraud, Healthcare & Medicare/Medicaid
Eligibility / sharesAt least 30% of proceeds if the state intervenes; at least 40% if you proceed alone (no stated maximum). Public-disclosure cases capped at 10%.
Anonymous filingNo — Filed under seal initially.
AttorneyRequired. Qui tam suits effectively require counsel.
StatusActive.

Key takeaways

  • Whistleblowers can receive 30%+ intervened / 40%+ declined.
  • Administered by Illinois Attorney General / County State's Attorneys.
  • Filed under seal initially.
  • An attorney is effectively required (contingency — no upfront cost).
  • At least 30% of proceeds if the state intervenes; at least 40% if you proceed alone (no stated maximum). Public-disclosure cases capped at 10%.

How to report and claim your reward

  1. Retain a whistleblower attorney
  2. File a qui tam complaint under seal
  3. Serve BOTH the county State's Attorney and the Illinois Attorney General

Track record

One of only two private-insurer whistleblower statutes in the U.S. (with California).

Good to know

Also covers unlawful patient/client procurement (kickbacks). A victim-relator may receive up to double what they paid the defendant.

Anonymity: Filed under seal initially.
Been a victim of this kind of fraud? This page is for whistleblowers reporting fraud they've witnessed. If you lost money to a scam yourself, start with our fraud victim recovery guides — how to report it, try to get your money back, and protect your identity.

Should you talk to a whistleblower attorney first?

For this program, yes — qui tam suits effectively require counsel.

Statistically, represented whistleblowers recover awards far more often than unrepresented ones, and reporting through the wrong channel — or second — can forfeit your reward entirely. Because whistleblower attorneys work on contingency, a consultation costs nothing.

Last verified: July 4, 2026 against official government sources. Program rules change — always confirm on the official site before filing.