StateMichigan

Michigan HEAT Auto Theft & Insurance Fraud Rewards: Earn $1,000–$10,000 tiers for Reporting Fraud

Michigan's HEAT program pays $1,000–$10,000 cash rewards for tips on auto theft, chop shops, and auto insurance fraud. Verified July 4, 2026.

Michigan HEAT Auto Theft & Insurance Fraud Rewards at a glance
Reward$1,000–$10,000 tiers
Cap$10,000
JurisdictionMichigan
Administered byAutomobile Theft Prevention Authority (Michigan State Police)
Legal authorityATPA program
Fraud coveredVehicle safety & auto theft, Insurance fraud
Eligibility / shares$1,000 for arrest/warrant (theft or related insurance fraud); $2,000 for carjacking; $10,000 for a theft ring or chop-shop bindover.
Anonymous filingYes — Tips can be made confidentially via the hotline; reward logistics handled by the ATPA.
AttorneyOptional. Not required.
StatusActive.

Key takeaways

  • Reward: $1,000–$10,000 tiers.
  • Administered by Automobile Theft Prevention Authority (Michigan State Police).
  • You can file anonymously.
  • You can file this one yourself — no attorney required.
  • $1,000 for arrest/warrant (theft or related insurance fraud); $2,000 for carjacking; $10,000 for a theft ring or chop-shop bindover.

How to report and claim your reward

  1. Call 1-800-242-HEAT (24/7)

Track record

Long-running program covering auto theft AND related insurance fraud.
Anonymity: Tips can be made confidentially via the hotline; reward logistics handled by the ATPA.
Been a victim of this kind of fraud? This page is for whistleblowers reporting fraud they've witnessed. If you lost money to a scam yourself, start with our fraud victim recovery guides — how to report it, try to get your money back, and protect your identity.

Should you talk to a whistleblower attorney first?

Not strictly required here — you can file on your own.

Statistically, represented whistleblowers recover awards far more often than unrepresented ones, and reporting through the wrong channel — or second — can forfeit your reward entirely. Because whistleblower attorneys work on contingency, a consultation costs nothing.

Last verified: July 4, 2026 against official government sources. Program rules change — always confirm on the official site before filing.