:root{
  --navy:#0b2447; --navy-2:#123063; --navy-3:#1a3d7c;
  --gold:#d9a441; --gold-2:#b8862e;
  --bg:#f6f8fb; --card:#ffffff; --line:#dfe6ef;
  --ink:#182338; --ink-2:#44536b; --ink-3:#68778f;
  --green:#0e7a4d; --green-bg:#e8f5ee;
  --red:#a33a2a; --red-bg:#faeceb;
  --radius:12px;
  --shadow:0 1px 2px rgba(16,42,84,.06),0 8px 24px rgba(16,42,84,.07);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6;font-size:16px}
a{color:var(--navy-3);text-decoration:none}
a:hover{text-decoration:underline}
img,svg{vertical-align:middle}
.container{max-width:1120px;margin:0 auto;padding:0 20px}
.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* Header */
.site-header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:50;box-shadow:0 1px 0 rgba(255,255,255,.08)}
.site-header .container{display:flex;align-items:center;gap:28px;height:64px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:19px;letter-spacing:.3px;white-space:nowrap}
.brand:hover{text-decoration:none}
.brand .shield{flex:0 0 auto}
.brand .tld{color:var(--gold)}
.nav{display:flex;gap:22px;margin-left:auto;align-items:center;flex-wrap:wrap}
.nav a{color:#dbe4f2;font-size:14.5px;font-weight:600}
.nav a:hover{color:#fff;text-decoration:none}
.btn{display:inline-block;background:var(--gold);color:#231a05;font-weight:700;padding:10px 18px;border-radius:8px;border:0;cursor:pointer;font-size:15px;line-height:1.3}
.btn:hover{background:var(--gold-2);text-decoration:none;color:#231a05}
.btn-outline{background:transparent;border:1.5px solid var(--gold);color:var(--gold)}
.btn-outline:hover{background:var(--gold);color:#231a05}
.btn-lg{padding:14px 26px;font-size:16px}

/* Hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 55%,#16407e 100%);color:#fff;padding:64px 0 56px;text-align:center}
.hero h1{font-size:clamp(28px,4.5vw,44px);line-height:1.15;font-weight:800;max-width:880px;margin:0 auto 18px}
.hero h1 .hl{color:var(--gold)}
.hero p.sub{font-size:clamp(16px,2vw,19px);color:#c9d6ea;max-width:760px;margin:0 auto 30px}
.hero-search{max-width:640px;margin:0 auto 26px;display:flex;gap:10px}
.hero-search input{flex:1;padding:15px 18px;border-radius:10px;border:0;font-size:16px;color:var(--ink)}
.hero-search input:focus{outline:3px solid var(--gold)}
.stat-chips{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:8px}
.chip{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:8px 18px;font-size:14px;color:#e7eefb}
.chip b{color:var(--gold);font-size:15px}

/* Sections */
.section{padding:56px 0}
.section-tight{padding:40px 0}
.section h2{font-size:clamp(24px,3vw,32px);font-weight:800;color:var(--navy);margin-bottom:8px}
.section .lede{color:var(--ink-2);max-width:760px;margin-bottom:28px;font-size:17px}
.center{text-align:center}
.center .lede{margin-left:auto;margin-right:auto}

/* Search app */
.search-panel{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:22px;margin-bottom:26px}
.filters{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:14px}
.filters .field{display:flex;flex-direction:column;gap:6px}
.filters label{font-size:12.5px;font-weight:700;color:var(--ink-2);text-transform:uppercase;letter-spacing:.5px}
.filters input,.filters select{padding:11px 12px;border:1.5px solid var(--line);border-radius:8px;font-size:15px;background:#fff;color:var(--ink);width:100%}
.filters input:focus,.filters select:focus{outline:none;border-color:var(--navy-3);box-shadow:0 0 0 3px rgba(26,61,124,.12)}
.cat-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.cat-pill{border:1.5px solid var(--line);background:#fff;color:var(--ink-2);border-radius:999px;padding:6px 14px;font-size:13.5px;font-weight:600;cursor:pointer;user-select:none;transition:all .12s}
.cat-pill:hover{border-color:var(--navy-3);color:var(--navy)}
.cat-pill.on{background:var(--navy);border-color:var(--navy);color:#fff}
.toggles{display:flex;gap:22px;flex-wrap:wrap;margin-top:16px;align-items:center}
.toggles label{display:flex;align-items:center;gap:8px;font-size:14.5px;color:var(--ink-2);font-weight:600;cursor:pointer}
.toggles input{width:17px;height:17px;accent-color:var(--navy)}
.result-bar{display:flex;justify-content:space-between;align-items:center;margin:18px 0 14px;flex-wrap:wrap;gap:10px}
.result-count{font-size:15px;color:var(--ink-2)}
.result-count b{color:var(--navy);font-size:17px}
.sort-box{display:flex;align-items:center;gap:8px;font-size:14px;color:var(--ink-2)}
.sort-box select{padding:7px 10px;border:1.5px solid var(--line);border-radius:8px;font-size:14px}
.clear-link{font-size:14px;color:var(--red);cursor:pointer;background:none;border:none;font-weight:600}

/* Cards */
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(330px,1fr));gap:18px}
.pcard{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;display:flex;flex-direction:column;gap:10px;box-shadow:var(--shadow);transition:transform .12s, box-shadow .12s;position:relative}
.pcard:hover{transform:translateY(-2px);box-shadow:0 4px 8px rgba(16,42,84,.08),0 16px 36px rgba(16,42,84,.12)}
.pcard .top{display:flex;gap:8px;flex-wrap:wrap}
.badge{font-size:11.5px;font-weight:700;letter-spacing:.4px;text-transform:uppercase;border-radius:6px;padding:3px 9px}
.badge.federal{background:#e8eefb;color:var(--navy-3)}
.badge.state{background:#eef7f0;color:var(--green)}
.badge.local{background:#fbf3e2;color:#8a6414}
.badge.juris{background:#f1f3f7;color:var(--ink-2)}
.pcard h3{font-size:18.5px;line-height:1.3;color:var(--navy);font-weight:800}
.pcard h3 a{color:inherit}
.reward-line{display:flex;align-items:baseline;gap:8px}
.reward-big{font-size:22px;font-weight:800;color:var(--green)}
.reward-cap{font-size:12.5px;color:var(--ink-3)}
.pcard .desc{font-size:14.5px;color:var(--ink-2);flex:1}
.tag-row{display:flex;flex-wrap:wrap;gap:6px}
.tag{font-size:12px;background:#f1f4f9;color:var(--ink-2);border-radius:6px;padding:3px 9px;font-weight:600}
.meta-row{display:flex;gap:14px;font-size:12.5px;color:var(--ink-3);flex-wrap:wrap}
.meta-row .yes{color:var(--green);font-weight:700}
.meta-row .no{color:var(--red);font-weight:700}
.pcard .actions{display:flex;gap:10px;margin-top:6px}
.pcard .actions .btn{font-size:14px;padding:9px 14px;flex:1;text-align:center}
.pcard .actions .btn.secondary{background:var(--navy);color:#fff}
.pcard .actions .btn.secondary:hover{background:var(--navy-3)}
.no-results{padding:40px;text-align:center;color:var(--ink-2);background:var(--card);border:1px dashed var(--line);border-radius:var(--radius)}
.state-note{background:#fff8e8;border:1px solid #f0dfae;border-radius:10px;padding:14px 18px;font-size:14.5px;color:#6b5312;margin-bottom:18px;display:none}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;margin-top:10px}
.step{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.step .num{width:40px;height:40px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:800;font-size:18px;display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.step h3{font-size:17.5px;color:var(--navy);margin-bottom:8px}
.step p{font-size:14.5px;color:var(--ink-2)}

/* Stats band */
.stats-band{background:var(--navy);color:#fff}
.stats-band .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:26px;text-align:center}
.stat .big{font-size:clamp(26px,3.4vw,38px);font-weight:800;color:var(--gold)}
.stat .lbl{font-size:14px;color:#c2cfe4;margin-top:4px}
.stats-band .src{text-align:center;font-size:12px;color:#8fa3c4;margin-top:26px}
.stats-band .src a{color:#aabdde}

/* FAQ */
.faq-item{background:var(--card);border:1px solid var(--line);border-radius:10px;margin-bottom:12px;overflow:hidden}
.faq-item summary{padding:18px 22px;font-weight:700;font-size:16px;color:var(--navy);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:10px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";font-size:22px;color:var(--gold-2);font-weight:400;flex:0 0 auto}
.faq-item[open] summary::after{content:"–"}
.faq-item .a{padding:0 22px 20px;color:var(--ink-2);font-size:15px}

/* Lead form */
.lead-wrap{background:linear-gradient(160deg,var(--navy),var(--navy-2));border-radius:16px;color:#fff;padding:44px;display:grid;grid-template-columns:1.1fr 1fr;gap:40px;align-items:start}
.lead-wrap h2{color:#fff !important}
.lead-wrap .points{list-style:none;margin-top:18px;display:flex;flex-direction:column;gap:12px}
.lead-wrap .points li{padding-left:30px;position:relative;color:#d7e1f2;font-size:15.5px}
.lead-wrap .points li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:800;font-size:17px}
.lead-form{background:#fff;border-radius:12px;padding:26px;color:var(--ink)}
.lead-form .row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.lead-form label{font-size:12.5px;font-weight:700;color:var(--ink-2);display:block;margin:12px 0 5px}
.lead-form input,.lead-form select,.lead-form textarea{width:100%;padding:11px 12px;border:1.5px solid var(--line);border-radius:8px;font-size:15px;font-family:inherit}
.lead-form textarea{min-height:90px;resize:vertical}
.lead-form .fine{font-size:11.5px;color:var(--ink-3);margin:12px 0}
.lead-form .btn{width:100%;margin-top:4px}

/* Newsletter */
.newsletter{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:36px;text-align:center;box-shadow:var(--shadow)}
.newsletter form{display:flex;gap:10px;max-width:480px;margin:20px auto 0}
.newsletter input{flex:1;padding:12px 14px;border:1.5px solid var(--line);border-radius:8px;font-size:15px}

/* Program page */
.breadcrumbs{font-size:13.5px;color:var(--ink-3);padding:18px 0 0}
.breadcrumbs a{color:var(--ink-2)}
.prog-hero{padding:26px 0 8px}
.prog-hero h1{font-size:clamp(26px,3.6vw,38px);color:var(--navy);font-weight:800;line-height:1.2;margin:10px 0 12px}
.prog-hero .sub{color:var(--ink-2);font-size:17px;max-width:820px}
.prog-grid{display:grid;grid-template-columns:1fr 340px;gap:30px;padding:30px 0 60px;align-items:start}
.prog-main{min-width:0}
.glance{width:100%;border-collapse:collapse;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.glance th,.glance td{padding:13px 18px;text-align:left;font-size:14.5px;border-bottom:1px solid var(--line);vertical-align:top}
.glance tr:last-child th,.glance tr:last-child td{border-bottom:0}
.glance th{width:190px;color:var(--ink-2);font-weight:700;background:#fafbfd}
.glance .reward-td{color:var(--green);font-weight:800;font-size:17px}
.kt{background:#eef4fd;border-left:4px solid var(--navy-3);border-radius:0 10px 10px 0;padding:18px 22px;margin:26px 0}
.kt h2{font-size:16px !important;margin-bottom:8px;color:var(--navy)}
.kt ul{margin-left:18px;font-size:14.5px;color:var(--ink-2)}
.kt li{margin-bottom:5px}
.prog-main h2{font-size:22px;color:var(--navy);margin:34px 0 12px;font-weight:800}
.prog-main p,.prog-main li{font-size:15.5px;color:var(--ink-2)}
.howto{counter-reset:hstep;list-style:none;display:flex;flex-direction:column;gap:12px;margin-top:6px}
.howto li{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:15px 18px 15px 58px;position:relative;box-shadow:var(--shadow)}
.howto li::before{counter-increment:hstep;content:counter(hstep);position:absolute;left:16px;top:14px;width:28px;height:28px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:800;font-size:14px;display:flex;align-items:center;justify-content:center}
.official-btns{display:flex;gap:12px;margin:18px 0;flex-wrap:wrap}
.stat-callout{background:var(--green-bg);border:1px solid #cae6d6;border-radius:10px;padding:16px 20px;font-size:15px;color:#1c5c3f;margin:10px 0}
.warn{background:var(--red-bg);border:1px solid #eccfc9;border-radius:10px;padding:14px 18px;font-size:14px;color:var(--red)}
.sidebar{display:flex;flex-direction:column;gap:18px;position:sticky;top:84px}
.side-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.side-card h3{font-size:16px;color:var(--navy);margin-bottom:10px}
.side-card.cta{background:linear-gradient(160deg,var(--navy),var(--navy-2));color:#fff;border:0}
.side-card.cta h3{color:#fff;font-size:18px}
.side-card.cta p{color:#ccd8ec;font-size:14px;margin-bottom:14px}
.side-card.cta .btn{width:100%;text-align:center}
.side-card .ad-label{font-size:10.5px;text-transform:uppercase;letter-spacing:.8px;color:var(--ink-3);margin-bottom:8px}
.related{list-style:none;display:flex;flex-direction:column;gap:10px}
.related li{border-bottom:1px solid var(--line);padding-bottom:10px}
.related li:last-child{border-bottom:0;padding-bottom:0}
.related a{font-weight:700;font-size:14.5px;color:var(--navy-3)}
.related .r-meta{font-size:12.5px;color:var(--ink-3)}
.updated{font-size:12.5px;color:var(--ink-3);margin-top:26px}

/* Footer */
.site-footer{background:#0a1c38;color:#9db0cc;padding:46px 0 34px;margin-top:20px;font-size:14px}
.site-footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:36px;margin-bottom:30px}
.site-footer h4{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:.6px;margin-bottom:12px}
.site-footer a{color:#b9c8e0}
.site-footer ul{list-style:none;display:flex;flex-direction:column;gap:8px}
.site-footer .disclaimer{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;font-size:12px;line-height:1.7;color:#7d92b3}
.site-footer .brand{margin-bottom:12px}

/* Page (about / attorneys) */
.page-body{max-width:820px;margin:0 auto;padding:40px 20px 70px}
.page-body h1{font-size:clamp(28px,4vw,38px);color:var(--navy);margin-bottom:16px;font-weight:800}
.page-body h2{font-size:22px;color:var(--navy);margin:32px 0 10px;font-weight:800}
.page-body p,.page-body li{font-size:16px;color:var(--ink-2);margin-bottom:12px}
.page-body ul{margin-left:22px}
.price-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px;margin:26px 0}
.price-card{background:var(--card);border:1.5px solid var(--line);border-radius:var(--radius);padding:26px;text-align:center;box-shadow:var(--shadow)}
.price-card.hot{border-color:var(--gold)}
.price-card .tier{font-size:13px;text-transform:uppercase;letter-spacing:.8px;color:var(--ink-3);font-weight:700}
.price-card .price{font-size:30px;font-weight:800;color:var(--navy);margin:10px 0}
.price-card .price span{font-size:14px;color:var(--ink-3);font-weight:600}
.price-card ul{list-style:none;margin:14px 0 18px;text-align:left;font-size:14px;color:var(--ink-2);display:flex;flex-direction:column;gap:8px}

@media (max-width:900px){
  .filters{grid-template-columns:1fr 1fr}
  .prog-grid{grid-template-columns:1fr}
  .sidebar{position:static}
  .lead-wrap{grid-template-columns:1fr;padding:30px}
  .site-footer .cols{grid-template-columns:1fr}
  .nav{gap:14px}
  .nav a.hide-m{display:none}
}
@media (max-width:560px){
  .filters{grid-template-columns:1fr}
  .hero-search{flex-direction:column}
  .cards{grid-template-columns:1fr}
  .lead-form .row{grid-template-columns:1fr}
}

/* ===== Additions for the three-category site (home, victims, prevention) ===== */

/* Compact hero for section hubs */
.hero.compact{padding:44px 0 38px;text-align:left}
.hero.compact h1{margin:0 0 14px;max-width:none}
.hero.compact p.sub{margin:0;max-width:820px}

/* Homepage category cards */
.cat-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px;margin-top:10px}
.cat-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:12px}
.cat-card .cc-tag{font-size:11.5px;font-weight:700;letter-spacing:.6px;text-transform:uppercase;color:var(--gold-2)}
.cat-card h3{font-size:21px;color:var(--navy);font-weight:800;line-height:1.25}
.cat-card h3 a{color:inherit}
.cat-card p{font-size:14.5px;color:var(--ink-2)}
.cat-card ul{list-style:none;display:flex;flex-direction:column;gap:7px;font-size:14px;flex:1}
.cat-card ul a{font-weight:600}
.cat-card .btn{text-align:center;margin-top:6px}

/* Homepage top-programs list */
.toplist{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:14px}
.toplist li{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:14px 18px;box-shadow:var(--shadow)}
.toplist .reward-mini{color:var(--green);font-weight:800}

/* Guide cards (victims / prevention hubs and related-guides blocks) */
.gcards{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:18px;margin:6px 0 10px}
.gcard{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:9px;transition:transform .12s, box-shadow .12s}
.gcard:hover{transform:translateY(-2px);box-shadow:0 4px 8px rgba(16,42,84,.08),0 16px 36px rgba(16,42,84,.12)}
.gcard h3{font-size:17.5px;line-height:1.3;color:var(--navy);font-weight:800}
.gcard h3 a{color:inherit}
.gcard p{font-size:14px;color:var(--ink-2);flex:1}
.gcard-more{font-weight:700;font-size:14px;color:var(--navy-3)}
.related-h{font-size:22px;color:var(--navy);font-weight:800;margin:26px 0 14px}

/* Long-form article body (victims / prevention pages) */
.article-main{max-width:860px;padding-bottom:30px}
.article-main>h2:first-child{margin-top:10px}
.article-main ul,.article-main ol:not(.howto){margin:10px 0 16px 22px}
.article-main p{margin-bottom:12px}
.article-main h3{font-size:17.5px;color:var(--navy);margin:22px 0 8px;font-weight:800}

/* Content tables (auto-wrapped in .table-scroll at build time) */
.table-scroll{overflow-x:auto;margin:16px 0;border-radius:var(--radius)}
.table-scroll table{width:100%;border-collapse:collapse;background:var(--card);border:1px solid var(--line);font-size:14.5px;min-width:560px}
.table-scroll th,.table-scroll td{padding:11px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.table-scroll thead th{background:var(--navy);color:#fff;font-size:13px;letter-spacing:.3px}
.table-scroll tr:last-child td{border-bottom:0}

/* Victim-intent callout on program pages (roadmap/fraud-victims.md) */
.victim-callout{background:#fff8e8;border:1px solid #f0dfae;border-radius:10px;padding:16px 20px;font-size:14.5px;color:#6b5312;margin:26px 0 0}
.victim-callout a{font-weight:700}

/* Footer: four link columns */
.site-footer .cols{grid-template-columns:2fr 1fr 1fr 1.1fr}
@media (max-width:900px){
  .site-footer .cols{grid-template-columns:1fr 1fr}
}
@media (max-width:560px){
  .site-footer .cols{grid-template-columns:1fr}
  .cat-cards{grid-template-columns:1fr}
}

/* Crawlable all-programs browse section on /rewards/ */
.browse-cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:26px}
.browse-cols h3{font-size:16px;color:var(--navy);font-weight:800;margin-bottom:10px}
.browse-list{list-style:none;display:flex;flex-direction:column;gap:7px;font-size:14px}
.browse-list a{font-weight:600}
.browse-list .r-meta{color:var(--green);font-size:12.5px;font-weight:700;white-space:nowrap}

/* Mobile: newsletter form must not force horizontal scroll */
.newsletter input{min-width:0}
@media (max-width:560px){
  .newsletter form{flex-direction:column}
}
